Burial Insurance Topics
What Kind Of Funeral Do You Want?
Choice of funeral type is a very personal thing, after all, we are all different and each family has their own wants and beliefs. This can be largely due to religious reasons and cultural beliefs, or simply affected by the costs involved which can influence things like whether the funeral itself will be an elaborate affair or something a little more simple, how many people will be in attendance (of course, that largely depends on how popular the deceased was), whether the body will be present at the service (and whether the casket will be open to give people the opportunity to say goodbye one last time), whether viewings or visitations are required and whether the remains are to be cremated or buried.
Three Types of Funerals
There are three main kinds of funeral to choose from:
- The Traditional Funeral – this really is the “full monty” and generally includes visitation for family and friends and a formal funeral service including a hearse to transport the body between all of the necessary places for the service and of course, to the final resting place. Costs are higher for this type of funeral because there are often a few added extras to think about: embalming of the body, dressing the body, renting the funeral home for the service or the viewings, transporting the family (if necessary) as well as the other funeral costs, the casket costs, the burial plot costs or crypt. All of these things need paying for.
- The Direct Burial – this is generally much cheaper than the traditional funeral because everything happens much quicker. There are no visitations so it isn’t necessary to embalm the body for a start, or rent out the room in the funeral house for visitors. The memorial service may be generally held at the graveside, or even somewhere completely different at a later date. The burial often takes place in a simple container which all helps to keep the costs much lower. Of course it will still be necessary to purchase a plot in the cemetery or crypt and there will be a basic service fee charged by the funeral home.
- The Direct Cremation – this is the cheapest option of them all. Cremations generally take place shortly after death so no embalming is necessary, (there are generally no visitations) and the cremated remains are simply kept in a container or an urn. These can then be kept or buried according to the families wishes, or scattered in a place which was especially dear to the deceased and the family at a later date, often involving some kind of memorial service. There will be crematory fees to be added to the general fees for the funeral home (if they don’t have their own crematory) and extra fees if, of course, the remains are to be buried. Oh, and you’ll have to pay for the urn.
So you see, there are three basic options when it comes to deciding what kind of funeral you want, although of course you can always “mix and match” your requirements to a certain extent and the majority of funeral homes will do their utmost to respect all of your wishes.
Free Burial Insurance Rate Quote
Most people who are searching online for burial insurance don’t realize that funeral insurance is essentially life insurance. A very inexpensive way to obtain quality burial insurance is to get a free final expense insurance quote.
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Burial insurance (aka funeral insurance) is a basic issue life insurance policy that covers people until they reach 100 years old. Burial insurance (also known as funeral insurance) is promoted as a way to pay in advance for your funeral expenses so that your loved ones won’t have to pay for your funeral. There are many things you can do to make your death easier on the wallets of those you love. Preplanning your funeral saves money and grief, as well as deciding whether you want to be buried in a casket or cremated and put into and urn, figuring out who gets what part of your estate and all the related turmoil associated with the end of life.