Western Catholic Union

Western Catholic Union is a fraternal organization that has been providing insurance assistance to members since 1877. The company is based in Quincy, Illinois. It’s final expense and burial insurance offerings include level death benefits, graded death benefits, and death payouts that range from $5,000 to $35,000 depending on the plan you select. WCU offers burial insurance to members between the ages of 50 and 80. The company does not offer burial insurance to members who live in West Virginia, Missouri, and Pennsylvania.

Why choose term life insurance?

Burial insurance, often called final expense or funeral insurance, is a type of term life insurance. Unlike standard life insurance, term life is coverage that is provided for a defined period of time. Due to the predictable nature of the coverage, term life policy premiums are typically much cheaper than regular life insurance premiums. This is helpful when you’re shopping for end-of-life coverage, which pays cash to a specified beneficiary as long as the policyholder pays all premiums and upholds the length-of-service requirements detailed by the policy. Term life insurance is the most economical way to ensure that your family is protected from potential end-of-life debts after your death.

How do I obtain a term life insurance quote?

In order to obtain a life insurance quote, you can either go online, call an insurance agency, or meet with an agent in person. The online option is the most direct, and it is the quickest way to obtain basic information that is useful when shopping around. Once you’ve selected your preferred insurance company, navigate to the portion of their website that provides quotes. This is usually marked with a highly visible “get a quote” button, or something similar. You’ll need to sign up for an account and provide some basic personal and health-related information in order to obtain an accurate quote.

The information required typically includes your full name, home address, telephone number, and other basic essentials. You’ll probably also have to fill out a short health-related questionnaire, which will allow the insurance company to determine your eligibility and offer you the best rate. Rates depend on your age, location, health issues, and the length and the type of policy that you’re seeking.

How do I find the most affordable rate?

Researching all of the insurance companies in your local area via the above methods is the best way to find the best premium rates. After you’ve obtained a quote from several local companies, you should also research remote companies via the internet. Sometimes they will offer competing or even superior rates. If you’re not comfortable conducting your research using the internet, you can always call a company’s toll-free 800 number listed on their website and speak to a live representative.

How to get started

If you are already a Western Catholic Union member, you should contact your local office and inquire about a final expense policy. If you are a prospective customer, you can learn more about the organization and its offerings on its official website. You may also shop for policies using our comparison tool by clicking on the following link.

Financial Strength Ratings

AM Best – Not rated
Moody’s – Not rated
Standard & Poor – Not rated

Company contact info

Western Catholic Union
510 Maine Street
Quincy, IL 62301
(217) 223-9721
(800) 223-4928